Know your rights, where to get help and ways to help yourself
There are 10 resources
General Information
What to do When you Can't Pay Debts
(Separate Website)
This resource describes consumer rights and what creditors are not allowed to do when collecting a debt. Additional topics include, the inability to pay your bills or work out a payment plan, the court process, protecting your assets and help getting your bills under control.
By: Colorado Department of Law
Repossession Time Line and FAQs Instructions to follow if you are late in payments, including what your creditor(s) has a right to do. This resource has frequently asked questions addressing the repossession of a vehicle and other general information about debts.
By: Colorado Legal Services
Read this in:
Spanish / Español
Colorado Collection Agency Board
(Separate Website)
Provides consumers with information about their rights and restricts the ways collection agencies can attempt to collect debts.
By: Colorado Attorney General's Office
Complete and Print Out Small Claims Forms Online
(Separate Website)
This is available for individuals who need to complete the court forms necessary to file a Small Claims action in Colorado.
By: Colorado Legal Services
Read this in:
Spanish / Español
Appropriate Dispute Resolution
(Separate Website)
This information will help you learn about the many options you have when you are involved in a dispute.
By: Colorado Bar Association
Talk with a Lawyer on Law Line 9
An advice line providing brief direction on legal problems.
By: Channel 9 News in Denver, Colorado
Consumer Rights in bankruptcy, debt, and garnishment issues This packet has information regarding consumer rights for different types of debt, collection agencies, and bankruptcy. It explains garnishment laws and has a list of organizations that may be able to help you file a complaint against creditors.
By: Colorado Legal Services
Read this in:
Spanish / Español
Medicare Telephone Scams To protect yourself against Medicare scams, remember that no one can ask you for personal information during marketing activities. If you have a question or concern regarding Medicare, call 1-877-7SAFERX (1-877-772-3379.) Open this document for more information.
By: Office of Denver District Attorney and CASE Partnership
Read this in:
Russian / Pусский
Office of Dispute Resolution
(Separate Website)
If you have a legal dispute, the Office of Dispute Resolution (ODR) may be able to help. This link will take you to their homepage. The ODR exists to establish and make available dispute resolution programs and services within the Colorado Judicial Branch.
By: Colorado Judicial Branch
What Income is Protected from Garnishment?
(Separate Website)
When someone is suing you, or threatening to sue you, you need to know if your income can be taken to pay any judgment that might be entered against you. Certain types of income are protected from garnishment, meaning a creditor cannot not take specific income or limited amounts of income.
By: Colorado Legal Services
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