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  Know your rights, where to get help and ways to help yourself
There are 9 resources  
  General Information
 
   Consumer Credit in Colorado This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
A Colorado law which regulates how much you can be charged for credit, restricts what can happen to you if you pay late and defines what information must be provided to you before you commit to any credit transaction. The law is the Uniform Consumer Credit Code and this resource highlights that law.
By: Department of Law, State of Colorado
  
   
   Obtain your Free Credit Report
A new federal law provides for access to free reports for individuals in all states through annualcreditreport.com. You can obtain your credit report three times annually once from each of the 3 major credit bureaus.
By: annualcreditreport.com

    Other Formats:   Separate Website
  
   
   Credit File Security Freeze This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Any US Citizen can put a security freeze on their credit reports. A freeze means your file can't be shared with potential creditors which can help prevent identity theft. If your files are frozen, even someone who has your name and Social Security number will not be able to get credit in your name.
By: Office of Denver District Attorney and CASE Partnership

    Read this in: Russian / Pусский , Spanish / Español
  
   
   Protect Yourself as a Consumer (Separate Website)
Consumer information on topics such as abusive lending, credit issues, privacy, seniors' issues and much more.
By: Federal Trade Commission
  
   
   Filing Consumer Complaints (Separate Website)
A list of website links to help you locate useful information and to show you how to file a complaint.
By: U.S. Department of Justice - Office of Consumer Litigation
  
   
   Appropriate Dispute Resolution (Separate Website)
This information will help you learn about the many options you have when you are involved in a dispute.
By: Colorado Bar Association
  
   
   Credit vs. Debit: Which should you use? This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Credit cards and debit cards allow you to pay for things using two very different financial tools, learn more about functions of both.
By: National Consumer Law Center
  
   
   Office of Dispute Resolution (Separate Website)
If you have a legal dispute, the Office of Dispute Resolution (ODR) may be able to help. This link will take you to their homepage. The ODR exists to establish and make available dispute resolution programs and services within the Colorado Judicial Branch.
By: Colorado Judicial Branch
  
   
   Talk with a Lawyer on Law Line 9
An advice line providing brief direction on legal problems.
By: Channel 9 News in Denver, Colorado
  
   
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