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  Know your rights, where to get help and ways to help yourself
There are 9 resources  
  Know Your Rights - Loans
 
   Credit vs. Debit: Which should you use? This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Credit cards and debit cards allow you to pay for things using two very different financial tools, learn more about functions of both.
By: National Consumer Law Center
  
   
   Income-Based Repayment (Separate Website)
Income-Based Repayment (IBR) is a new payment option for federal student loans. Starting July 2009, it will help borrowers keep their loan payments affordable with payment caps based on their income and family size.
By: IBR repayment
  
   
   Public Service Loan Forgiveness (Separate Website)
Public Service Loan Forgiveness is a new program for federal student loan borrowers who work in a wide range of "public service" jobs, including jobs in government and nonprofit 501(c)(3) organizations.
  
   
   Answers about Student Loans (Separate Website)
This site has information about student loans, including how to apply, what types of loans are available, and information about repaying your loan.
By: U.S. Department of Education
  
   
   Being a Co-signer has its Advantages and Risks
If you are thinking about co-signing on a loan, make sure you are aware of both the advantages and disadvantages.
By: Colorado Legal Services
  
   
   Complete and Print Out Small Claims Forms Online (Separate Website)
This is available for individuals who need to complete the court forms necessary to file a Small Claims action in Colorado.
By: Colorado Legal Services

    Read this in: Spanish / Español
  
   
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  Other Information
 
   Appropriate Dispute Resolution (Separate Website)
This information will help you learn about the many options you have when you are involved in a dispute.
By: Colorado Bar Association
  
   
   Consumer Credit in Colorado (Separate Website)
A Colorado law which regulates how much you can be charged for credit, restricts what can happen to you if you pay late and defines what information must be provided to you before you commit to any credit transaction. The law is the Uniform Consumer Credit Code and this resource highlights that law.
By: Department of Law, State of Colorado
  
   
   Office of Dispute Resolution (Separate Website)
If you have a legal dispute, the Office of Dispute Resolution (ODR) may be able to help. This link will take you to their homepage. The ODR exists to establish and make available dispute resolution programs and services within the Colorado Judicial Branch.
By: Colorado Judicial Branch
  
   
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