Health Insurance
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Retiree health insurance benefits
If you are a retiree, under age 65 and your retiree health insurance benefits are being discontinued this information is for you. (Please note: this document is a Microsoft Word document - you must have Microsoft Word on your computer in order to be able to open this document.) Content Detail
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Can I get government health benefits?
This is a free, confidential tool that helps you find government benefits you may be eligible to receive. Content Detail
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Your rights regarding health insurance
Do you know your rights in regards to health insurance? Do you know how to file a complaint if you are having a problem? Read More
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Preexisting Medical Conditions and Health Insurance
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) limits the time a group health plan can stop you from getting coverage because of a "preexisting condition" exclusion. Content Detail
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The Public Employees' Retirement Association (PERA)
PERA provides public employees of the State of Colorado with retirement, disability and survivors benefits. Read More
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CoverColorado (Health Insurance)
This program offers health insurance to Colorado residents who cannot purchase affordable health insurance because of preexisting medical conditions. Read More
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A Consumer Guide to Handling Disputes with Your Employer or Private Health Plan
This is the most current update - 2005. This guide will help you navigate your employer or private health plan?s internal grievance procedure, as well as any external review program your state may have. The guide is not applicable, however, for resolving disputes if you have Medicare or Medicaid coverage. Content Detail
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Handling disputes with your employer or private health plan
This guide will help you through your employer or private health plan's internal review procedure and any external review program your state may have. The guide is not for people who have Medicare or Medicaid coverage. Content Detail
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What to do when TRICARE says no
If you have a dispute with a decision about your benefits made by TRICARE Management Activity (TMA) or by a TRICARE contractor (in regards to your Military Healthcare Plan), you have the right to to ask for another opinion on the decision. Content Detail
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Healthcare for active duty and retired members of the uniformed services
This Web site explains the rules for TRICARE. This is health care for active duty and retired members of the uniformed services (Army, Air Force, Navy, Marine Corps, Coast Guard, Public Health Service, or the National Oceanic & Atmospheric Administration), their families, and survivors. Content Detail
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A guide to the appeal process for private insurance
Tips on how to appeal a denial if you have private insurance. Content Detail
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Health Insurance Beyond Medicare
This chapter in the Senior Law Handbook has information on how to compare policies, employers group health insurance plans, long-term care insurance and more. (The Senior Law Handbook is a project of the Colorado Bar Association's Elder Law Forum Committee and the Trust and Estate Section.) Content Detail
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Filing Your Group Health Claim PDF
If your group medical and dental benefits are provided by your private sector employer (not a government unit or religious group), this information applies to you. (You must have Acrobat Reader on your computer to open this file. Scroll down to the bottom of the page and click on the Acrobat icon to download.) Content Detail
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Long term care insurance
This website page has questions and answers such as "What is long-term care?, What does it cost?" and information about insurance policies. Content Detail



